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effect.com is a trading name of Sylvent Corporation, Delaware. Access is logged.

effect.com

The analytics platform

Lend to a book you can watch every month, not one you read about twice a year.

You see the book, not a summary of itExposure, arrears, risk zones and concentration, refreshed from the lender monthly rather than at the next quarterly review.

The lender reports, we verifyEvery figure on a lender page traces to a reporting pack with a date on it. Nothing here is a self reported headline.

Borrower level data sits behind the agreementWhat opens before signature is deliberately limited. What opens after is the full loan tape and the covenant file.

Every figure in the cabinet names the document and the cut-off date it rests on.